Business Funding with Integrity

The business lending market is crowded with bad deals and hidden fees. We are the strategic partner that helps you navigate it. We prioritize your savings over our commissions to secure the right capital for your growth.

SmrtFund

Minimum Qualifications

Credit Score 490 or Higher
At least 3 Months Time in Business (TIB)
At least $5,000 Monthly Revenue
At least 3 Consecutive Business Bank Account Statements
No Recent Bankruptcy

Get Pre-Approved in Minutes

Applying does not impact your credit score

SmrtFund

Fiduciary-Style Approach

We sit on your side of the table. We objectively review offers from our network to ensure you get the best deal to help your bottom line.

SmrtFund

Strategic Structuring

Confused by factor rates and holdbacks? We translate lender jargon so you understand the true cost; and we align the terms to maximize cash flow and minimize strain.

SmrtFund

Value-Aligned Partners

With our rigorously vetted network, we only match you to Top-Tier funding programs from lenders who respect your business, period.

SmrtFund

Stop Getting Sold
Start Getting Strategic

Too many brokers treat your business like a quick commission check, pushing you toward high-interest products. At SmrtFund, we act as your fractional CFO to get the best terms. If a deal doesn't make sense, we will tell you to walk away.

  • Zero Pressure (We don't rush you to sign anything fast)

  • Transparent (No surprise/hidden fees or outrageous price mark-ups)

  • Educational (We explain everything so you know exactly what you are signing)

Smarter Way to Fund

BenefitsSmrtFundBanksCredit Cards
Low Credit Score Accepted
TIB as short as 3 months
Same-Day Funding
Early Payoff Discounts
Renewals for More Capital
No Collateral Required
Builds Business Credit

Take Control of your Business Funding

Speak with a SmrtFund advisor today.
No sales pressure, just honest guidance on your funding options.

SmrtFund is an Independent Sales Organization, owned by The 44 Group LLC. We are not a direct lender. Our mission is to educate business owners and connect them with reputable financing sources. All rights reserved. Copyright © 2025